ARTICLES

As an avid traveller, an important investment that you can make is travel insurance. When you travel, especially abroad, there are multiple risks that can arise. Whether it is business or pleasure, your insurance policy would help ensure you have a safe and fruitful journey. It would not only save you against an unpredictable medical expense but would also save you against various travel-related emergencies. Here are the top reasons why Travel Insurance is So Important:

Medical Emergencies

Being in a medical crisis can make the travel nightmarish. Healthcare in most foreign countries is far more costly. A visit to a doctor is enough to make a hole in the pocket. Thankfully, almost all travel insurance plans cover the expenses you may have to incur on seeking treatment. Some plans also allow cashless service on medical emergencies.

Someone to Fall Back-On

Being in a crisis is tough, being in a crisis in a foreign land is tougher. With a comprehensive travel insurance policy, you can get assistance in your time of need. The 24X7 customer care can act as a bridge between language as well as geographical barriers.

Personal Liabilities

In an accident, if you cause any third-party damages, you will have to bear the expenses. Some insurance companies offer a ‘personal liability cover where such expenses are taken care of.

Travel Emergencies 

Emergencies such as losing your passport, driver’s license, checked-in baggage or any unforeseen trip delays can further lead to more problems and cause anxiety. In such exigencies, your travel insurance would offer you financial assistance to help deal with such situations. 

It is Mandatory

There are certain countries that have made it compulsory for all visitors to have a travel insurance policy. You wouldn’t want to reach the immigration counter and then learn that because you do not have travel insurance, you won’t be allowed to travel to that country.  There have been incidents where visa applications have been denied because of the absence of travel insurance. 

Peace of Mind

When you know your travel is insured, it automatically gives you a sense of security. You can rest assured that even if something goes wrong, you would be able to manage the situation with the help of your travel insurer. 

When you are miles away from home, the fear of something going wrong always looms over you. With the right kind of travel insurance, you can make sure that even when things do not go as per plans, you are still in a position to contain the situation. Your insurance company would offer you support as well as guidance when you travel.