Choosing an asset class depends on your risk-taking capacity, your financial goals, time horizon, age, etc.
Decide your goals first and calculate how much money you will need to achieve them and then accordingly choose the investment products according to your risk appetite.
Ask yourself these questions before buying any product:
Can I wait to buy it? How often will I use it? Can I really afford it? How much of my income will this item cost me? Asking these questions will help you to think before loading up on non-essential items.
We recently conducted an engaging financial education session for B.Com (Hons) Semester V students at Nirma University. The interactive and gamified session covered essential topics such as Cash Flow of Life, SMART Goal Planning, Life Cycle Goals, Asset Allocation (Equity, Debt, Hybrid, Others), Thumb Rules, and Red Flags for Financial Planning. Our mission to empower the next generation with financial literacy took a significant step forward.
Speaker : Rachana Oza & Heli Miyani
14 Nov 2024 | Nirma University, Students of B.com (Hons), Ahmedabad
We conducted a 4-day workshop for IMBA Semester 1 students at JG University Ahmedabad. We covered: Personal finance myths, budgeting hacks, setting SMART goals, strategic financial moves, interesting facts on money, and the concept of the time value of money. Through gamified and interactive sessions, over 300+ students benefited from our expert guidance, engaging financial concepts in a fun way! The students' enthusiasm was contagious!
Speaker : Rachana Oza & Heli Miyani
28 Sep 2024 | JG University, Students of IMBA, Ahmedabad
We recently conducted a workshop for over 100 EC students of Polytechnic where we discussed essential money management skills. We covered the basics of handling money, the difference between being rich and wealthy, and how to set financial goals. The participants' enthusiasm for learning something new was evident, creating an engaging and dynamic environment. By incorporating relevant facts we ensured everyone left with a solid understanding of basic financial concepts.
Speaker : Heli Miyani
01 Aug 2024 | Polytechnic EC Department, Ahmedabad
Our CSR team hosted a fun-filled 3-day summer camp for underprivileged kids. Beyond arts, dress-up, and tree planting, one day focused on financial literacy. Through interactive games, they learned valuable life skills: saving, differentiating needs from wants, the role of banks, understanding KYC, and even the importance of taxes – all while having a blast! This camp equipped them with a foundation for future financial success.
Speaker : Rachana Oza
04 Jun 2024 | Students of Mangal Navkar Mahek Group, Ahmedabad
We recently hosted a workshop for MBA interns from different universities on "Your Roadmap to Financial Security". This interactive session focused on equipping future business leaders with the knowledge and tools to confidently navigate their financial lives. The workshop covered three key areas: Budgeting Basics, Goal Setting and Building Your Safety Net.
The webinar covered crucial topics like personal finance, budgeting, and various investment avenues such as mutual funds, fixed deposits, SIPs, and more. The event featured lively discussions and informative Q&A rounds. This interactive session empowered Women with the tools and confidence to navigate their financial future.
Speaker : Rachana Oza
11 Mar 2024 | Women Employees of Prudent, Ahmedabad
This workshop emphasized the crucial role of record keeping and nomination, stressing that every woman should be well-informed about family investments. Women need to understand the financial status of their families. The session covered nomination, the MWP Act, Will, and related topics, empowering women with essential knowledge for financial planning and security.
In collaboration with AIESEC, LakshMe hosted an interactive guest session merging finance education with fun. Tailored for diverse academic backgrounds, topics covered included saving versus investing, Kakeibo budgeting, goal planning, and investment basics. This empowered students with the confidence to navigate their financial futures effectively.
LakshMe celebrated its 3rd anniversary with a groundbreaking offline workshop exclusively for women. Over 150 participants enjoyed diverse sessions, including an ice-breaking "Never Have I Ever" game. The workshop covered crucial topics like personal finance, budgeting, and various investment avenues such as mutual funds, fixed deposits, SIPs, and more. The event featured lively discussions, informative Q&A rounds, and interactive games, concluding with snacks and a joyous atmosphere of camaraderie.
In collaboration with Ahmedabad University's Women Empowerment Forum, LakshMe led a captivating guest session, infusing personal finance knowledge with fun. Tailored for diverse academic backgrounds, the session covered saving vs. investing, Kakeibo budgeting, goal planning, and investment basics inspired by legends. This interactive session empowered students with the tools and confidence to navigate their financial futures.
We recently held an insightful session dedicated to enhancing financial well-being. Our discussion delved into interesting budgeting methods that the Japanese used to follow called Kakeibo, personal finance myths, defining the true essence of wealth, and exploring key financial planning concepts. It's incredibly encouraging to witness the growing awareness and interest in financial literacy among the next generation.
During our recent Financial Literacy Workshop, we enlightened almost 300 incredible women on the importance of financial literacy and managing personal finances. We showcased women's innate abilities in budgeting, saving, and investing through real-life illustrations. We explored the crucial idea of financial planning and its transformative impact.
Speaker : Mosam Doshi
27 Oct 2023 | Mangal Navkar Mahek Group, Ahmedabad
Team LakshMe had the privilege of engaging with the bright minds of Polytechnic College. We explored the benefits of investing, budgeting skills, goal setting, financial planning, and government entrepreneurship schemes. Their enthusiasm and curiosity are the driving force behind our commitment to fostering financial empowerment.
Speaker : Rachana Oza
07 Oct 2023 | Government Polytechnic College, Ahmedabad
A Workshop at Sughad Primary School on Financial Literacy for Primary Students. The key points covered were Banking, functions of bank, RBI, different payment modes, good loan and bad loans, income-expense & savings, etc. And ending the session with a Fun quiz round, It was an enriching and interactive session.
A Workshop at Amiyapur Primary School on Financial Literacy for approximately 75 Primary Students. The key points covered were Banking, the Role of RBI, Banking services like RTGS, IMPS, NEFT, UPI, Cheques, Debit cards, credit cards, and loans. And ending the session with a Fun quiz round, it was an enriching and interactive session.
Maitry Shah had an interactive session with more than 50 young customer care members of Prudent. It was an informative session on gaining financial self-reliance. The topics covered were the significance of investments, needs vs wants, identifying bad money habits, and thumb rules of personal finance.
The facts showing the financial literacy status in India, Why women find it difficult to talk about money matters and the importance of financial literacy for women and society.
The session was followed by a very interactive Q&A.
Speaker : Maitry Shah, Founder LakshMe
29 Apr 2023 | PLC Convention-23. Jio World Convention Center, Mumbai.
A Guest Session with CAIT YE Talk on Making her Financially Atmanirbhar. The key points covered were Insurance planning, Tax planning, Retirement planning, the importance of investing, Goal planning, and SIP. A very diverse group of the audience was present in this workshop, consisting of homemakers, professionals, salaried employees, entrepreneurs, and individuals who hold important decision-making roles in various aspects of their lives. It was an interactive and enriching session followed by an interesting Q&A round.
A Guest Session at GLS University on Personal Finance Well-being and Economy. The key points covered were budgeting, the importance of investing, goal Planning, and a few Micro and Macroeconomics concepts. How these economic concepts affect our personal finance.
Day 1 Awareness of very basic financial concepts like What is Income, Expenses, Debt, etc. How to Identify Needs and Wants. How Budgeting helps in financial planning.
Day 2 Importance of financial goals and goal planning. An investor must make a decision based on his or her financial objectives and risk tolerance. A fundamental understanding of investment products, including their characteristics, pros, and cons.
Speaker : Maitry Shah & Rachana Oza
23 Jun 2022 | Samvedana - Project Eklavya, Ahmedabad
There is an extensive number of investment products. An investor must make a decision based on his or her financial objectives and risk tolerance. A fundamental understanding of investment products, including their characteristics, pros and cons, taxation, etc.
Explained the fundamentals of personal finance, such as the need for financial planning at an early age, the power of compounding, goal planning, and the significance of SIPs in mutual funds.
Speaker : Maitry Shah, Founder LakshMe
18 Apr 2022 | Innovator club - LD College of Engineering , Ahmedabad
It's never too early to start learning about personal finance. We had gone through the fundamentals of personal finance, such as the necessity of having a financial goal, the importance of investing, how to get started, and new year's money resolutions, among other things.
Women's current investment patterns, why don't women discuss money matters?, Importance of investing money for her, Women's characteristics that make them better investors, as well as how to get started or take the initial step.
Speaker : Maitry Shah, Founder LakshMe
23 Oct 2021 | Research Foundation of India & JHERF
The facts showing the financial literacy status in India, Why women find it difficult to talk about money matters and the importance of financial literacy for women and society.
The session was followed by a very interactive Q&A.
Speaker : Maitry Shah, Founder LakshMe
08 Sep 2021 | Research Foundation of India & JHERF
My Family Record Book has been specifically designed keeping in mind important financial, medical, personal, and other miscellaneous information that is important for the family to know.
